Provincial health coverage doesn't follow you outside Canada. Travel insurance ensures you're protected against emergency medical costs, trip cancellation, and more — wherever you travel.
A single emergency hospitalization in the United States can cost $50,000–$500,000 USD. Provincial health plans provide minimal or no coverage outside Canada.
If you travel more than twice per year, an annual multi-trip plan is almost always cheaper and simpler. I compare both options so you get the right coverage for how often you travel.
Many travel insurance plans exclude pre-existing medical conditions unless they've been stable for a certain period. I find plans with the most favourable stability clauses for your specific health situation.
Call, email, or WhatsApp to schedule a free consultation. No pressure, no obligation — I respond the same day.