A TFSA lets your money grow and be withdrawn completely tax-free — at any time, for any reason. One of the most flexible financial tools available to Canadians.
Contributions are not tax-deductible, but all growth, dividends, and withdrawals are completely tax-free. Withdrawals are also added back to your contribution room the following year — you never permanently lose room.
Segregated funds inside a TFSA combine tax-free growth with principal protection guarantees — ideal for conservative investors who still want market participation.
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