🛡️ Life Insurance
Term Life Insurance.
Right coverage. Lowest rate.
Term life is the most affordable way to protect your family. I compare 20+ Canadian carriers to find the best coverage at the lowest rate — with zero pressure and no upselling.
How it works
Simple. Affordable. Essential.
You pay a fixed monthly premium for a set period. If you pass away during that period, your family receives a tax-free lump sum.
Term lengths available
10-Year TermLowest cost
20-Year TermMost popular
25-Year TermMortgage matching
30-Year TermMaximum coverage
Who should get term life?
✓Young families with dependants
✓Homeowners with a mortgage
✓Self-employed Canadians
✓Business partners needing buy-sell coverage
✓Anyone wanting maximum coverage for minimum cost
FAQ
Term Life FAQ
A common rule is 10–12x your annual income. For a mortgage, at least enough to pay off the balance. I’ll calculate the right number for your situation.
Not always. Many carriers offer no-medical-exam policies up to $500K–$1M depending on age and health.
Yes. Most policies include a conversion option — switch to permanent without a new medical exam, regardless of your health.
Coverage ends. You can renew at a higher rate or apply for a new policy. I review your needs as the term approaches expiry.