Investments

Every account type, set up the right way.

As an insurance-licensed advisor, I help you set up and fund registered, non-registered and corporate investment accounts using segregated fund and GIC solutions — and bring in a securities-licensed partner if your plan needs one.

01

RRSP

Contributions reduce your taxable income now, and the account grows tax-deferred until you withdraw in retirement, typically at a lower tax rate.

Tax-deductible contributions Tax-deferred growth
02

TFSA

Contributions aren't deductible, but every dollar of growth and every withdrawal is completely tax-free — and withdrawn room comes back the next year.

Tax-free growth Tax-free withdrawals
03

FHSA

Built for a first home: contributions are tax-deductible like an RRSP, and a qualifying withdrawal is tax-free like a TFSA.

$8,000/yr · $40,000 lifetime Deductible in, tax-free out
04

RESP

Saving for a child's education, with the government matching 20% of your contributions through the Canada Education Savings Grant.

20% government match (CESG) Up to $500/yr in grants
05

RDSP

Built for a person with a disability: government grants and bonds can add thousands on top of what you contribute, on top of long-term, tax-deferred growth.

Canada Disability Savings Grant & Bond Long-term, tax-deferred growth
06

Non-Registered Account

For savings beyond your registered contribution room — no contribution limit and full flexibility on when and how much you withdraw.

No contribution limit Full withdrawal flexibility
07

Corporation Investment Account

For incorporated business owners investing retained earnings inside the corporation — structured to work alongside your corporate tax and estate plan.

For incorporated business owners Coordinates with corporate planning
08

Segregated Funds

An insurance-based investment with a maturity and death benefit guarantee, and potential creditor protection — features a standard mutual fund doesn't offer.

Maturity & death benefit guarantee Potential creditor protection
09

Retirement Income Planning

Turning what you've saved into a tax-efficient income stream — sequencing RRSP, TFSA and other withdrawals to keep more of it.

Withdrawal sequencing Tax-efficient income

I'm licensed for insurance products, including registered accounts and segregated funds.

Curious what compounding could do for your own numbers?

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Get In Touch

Let's figure out what actually makes sense for you.

No pressure. No obligation. Just a conversation with an advisor who will explain your options and help you make an informed decision.

Or reach me directly — 647-745-6850 / WhatsApp

Free, no-obligation consultation

You don't need to know what account you need before you call me. We'll review:

  • Your current savings setup
  • Your goals & timeline
  • Your available contribution room
  • Your risk comfort
  • Available options